American National Property And Casualty Company

ANPAC® is a property and casualty insurance company with its home office located in Springfield, Missouri, and is a subsidiary of American National Insurance Company (ANICO) of Galveston, Texas. ANICO is a life and health insurance company that has been in business since 1905.


You're covered from bow to stern! At American National Property and Casualty Company (ANPAC®), we offer a comprehensive watercraft policy that shelters your boat while offering you and your family valuable protection.

Our flexible policy allows you to choose the amount of coverage that's right for you while offering money-saving discounts and convenient payment options.

Your peace of mind is our goal with the Safe Harbor Program from ANPAC®. We offer protection for your boat, motor, boat trailer, plus any added equipment and accessories. Our comprehensive plan covers:

  • Loss or damage to watercraft
  • Replacement cost on the motor
  • Liability for bodily injury or property damage
  • Personal property protection
  • Emergency service coverage
  • Wreck removal
  • Medical expenses including guests
  • Coastal water coverage (75 miles from coastline)

.Discounts for the safe watercraft owner are also available through ANPAC®. Take advantage of incredible savings when you insure your watercraft with the Safe Harbor Program from ANPAC®.

Claim Free Discount - Enjoy a 5% to 20% discount on your premiums if you are claim-free for a given period of three to six years.

Multiple Watercraft Discount - If you insure more than one watercraft with ANPAC®, you can take an additional 15% off your premiums.

Safety Course Discount - If you have completed a recognized water safety course, you can take an additional 10% off your premiums.

Multiple Line Discount - You can save up to 20% on your watercraft premium if you also insure your auto, home, and/or life with American National